Users Type
Borrowers
  • People who don’t have enough cash money to meet their urgent want/need.
  • People who have no credit card , or a legit guarantee to ask for a loan.
  • Trustworthy and credible person
  • We provide them with
  • Faster, Simple, Flexible and Affordable way to get a low rates finance (loan).
  • Payback the loan over 3 to 24 month ,choose a payment period that best suits you
  • Variable interest depends on loan installment period
  • Easily track cash collected and from whom , payback amount deadlines and to whom and contracts created(wasl amana)
  • Avoid the cost & complexity of bank finance
  • Repayment schedules to suit your needs
  • Simple application process
Lenders
  • People who have extra-excess cash money and want to save /invest it in a safe place
  • Help and support trusted peers by lending them that money and receive it back at per-determined period
  • Get rewarded the more you contribute to your peers requests
  • Increase the collaboration and trust between peers by helping each other to reach their financial goals, even if your contribution was small you have made a positive impact
  • Lenders benefits
  • Receives monthly repayments payback
  • Contributions starts from just 100 LE
  • Monthly Rewards on lending

Terms and Conditions

3aNota

Quick and simple peer to peer lending platform
Target audience : individual borrowers - individual Lenders
We provide the opportunity for savers to lend to a trustworthy and credible peer

General terms and conditions

1.We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
2.Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services.
3. The Website is available only to individuals who are at least 18 years old.
4.You are responsible for maintaining the security of your account, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it.
5. You must not describe or assign keywords to your account in a misleading or unlawful manner.
6.3aNota reserves the right to change the payment terms and fees prior written notice to you.
7.Disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.
8.3aNota reserves the right to display advertisements on your user profile.
9.eliminate the complexity of conventional loans by offering an online 3aNota platform that faster the process of tracking and managing ( cash collections , loans and payback )
10.To gain full access to the platform you will need to complete a few more steps
a.Complete profile data b.Validate your profile c.have agreed to our Terms and Conditions and Privacy Policy 11.the legal documents including the loan contracts between lenders and borrowers (wasl amana) and 3aNota is not a part of that contract.
12.faster access to unlimited cash loan without the need of any legit guarantees or hard requirements .
13.A form of crowd-funding as lenders provide cash to borrowers . lending on 3aNota depends on you peers network as you can have a network of hundreds of potential lenders . 14.3aNota an online portal that provides loans - borrowing management services . 15.we are committed to make the registration process as easy and straightforward as possible. 16.Applying the technology of peer to peer lending dramatically reduces the cost, complexity and long time lines often associated with conventional finance Lenders terms and conditions Lenders should fully understand the transaction structure, the fees, and the risks inherent in lending through 3aNota platform , Please read the following terms carefully and check the box to signify your understanding and agreement to these terms: 1.Lenders on 3aNota face the risk that borrowers will default on their loans. 2.Lenders have to conduct a thorough assessment of borrowers trustworthiness and credibility , It’s the lender responsibility to decide on which peer deserve the loan. 3.3aNota operates a peer to peer lending and loan management platform 4.When a loan gets cash funded, both borrower and lenders will sign a contract , To guarantee all parties rights You are lending to your trusted and credible peers but you need to be aware of the risk of default which could result in the loss of all or part of your money. You may also experience delays in being repaid. The contract will be directly between lender and the borrower . 3aNota is not party to the contract .